On-Road Price Calculator (All States)
Estimate a car's on-road price in your state from the ex-showroom price: road tax, registration, insurance, TCS and FASTag, for petrol, diesel, CNG and EV.
How the on-road price is worked out
Enter the ex-showroom price of the exact variant, choose your state and fuel type, and the calculator adds road tax, registration and number plates, an insurance estimate, TCS (for cars above ₹10 lakh) and a FASTag. If you already have an insurance quote, type it in to replace the estimate.
Road tax is the biggest addition and it varies more than anything else. The same ₹15 lakh SUV can carry about ₹1.5 lakh of road tax in Delhi and nearly ₹2.8 lakh in Karnataka. Our road tax by state guide lists the slabs and explains cesses and diesel surcharges.
Where you can save
Road tax and registration are fixed. Insurance and accessories are not. Buying insurance online with the same add-ons is often ₹5,000–15,000 cheaper than the dealer's quote, and you can refuse accessory bundles you do not want. Our on-road price explainer goes through every line of a typical dealer quote.
Electric cars
Many states waive or reduce road tax on EVs, which can close most of the price gap with petrol cars. Rules change often, so check our EV road tax and subsidy guide and confirm with your RTO. Then see the monthly EMI in the car EMI calculator.
Frequently asked questions
How accurate is this on-road price estimate?
It uses approximate 2026 road tax slabs for each state and typical registration and insurance costs. Actual prices vary with cesses, dealer charges, insurance add-ons and state rule changes, so treat the result as a close estimate and confirm with the dealer.
Why is my state’s road tax so high?
Road tax is set by each state. Some, like Karnataka, Kerala, Tamil Nadu and Telangana, charge 13–22% on expensive cars, while Gujarat charges around 6%.
Is TCS an extra cost?
TCS of 1% on cars above ₹10 lakh is collected at purchase but can be claimed against your income tax, so it is not a real long-term cost.
Results are estimates for planning. Taxes, rates and prices vary by state, lender and dealer, so confirm final figures before you sign anything.
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